Do you know how much you can borrow? Has your income increased or your circumstances changed? It is best to shop around the whole mortgage market.
A good remortgage calculator we found is here at Moneynet. Moneynet are a finance comparison website with a large panel of mortgage lenders.
At the end of every special period of your current mortgage deal you should immediately look to get a newer and cheaper mortgage deal by remortgaging.
Think about it, if your current deal of say 4.5% ends and your lender moves you to their variable rate of say 5.75% then immediately you are paying 1.25% extra in interest. On a mortgage that is a lot of money you are spending on un-necessary interest.
The golden rule is remortgage as soon as your current deal expires.
Read our mortgage guide channel to get a better understanding of mortgages and how much you can borrow
